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You just got a check for $100 for your birthday, what's the first thing you do?
Cash it and hit the mall. I'm going SHOPPING! I'll figure out how to pay the bills later.
Stash a couple of bucks for bills, then call up my friends -- we're going out! Sometimes I'm short for bills, but it usually works out okay.
Figure out how much money you need for bills, put a little in savings, then figure out how much is left over to play with -- it sucks, but that's life!
